We help you plan for it.
Retirement planning involves evaluating your current financial standing and creating an accumulation strategy that will help to ensure a desired retirement lifestyle.
Because an individual's retirement years can span decades, retirement planning generally dominates other financial goals. A successful plan put into place during the wealth-building lifespan should address ways to maximize growth and tax-efficient distributions, as well as how to leave retirement assets to the next generation.
There are several ways to save for retirement:
Qualified plans are employer-sponsored retirement plans such as 401(k)s and pension plans. While there are contribution limits and strict distribution rules, these plans are popular because of their tax benefits. Generally, employers will make participation even more attractive by matching all or a portion of an employee's contribution. It's important that you choose the optimum plan to benefit the key people in your company.
IRAs are inexpensive, easy to establish and maintain, and also offer favorable tax incentives. They can be created by an individual or provided by an employer. Most people use IRAs to consolidate retirement savings that were previously held in employer-sponsored plans. Our process coordinates your IRA investments with your other savings plans.
You may find that qualified plans, IRAs, and social security won't provide enough money to support your desired retirement lifestyle. By identifying your retirement gap, you can develop a strategy for personal savings invested outside of the traditional retirement vehicle.
Business owners or executives may have access to other tax-advantaged retirement savings vehicles. Nonqualified executive compensation is a generic term used to describe a compensation arrangement that provides retirement income—and, in some cases, death benefits—to key employees of a business.
At the heart of any retirement plan is the distribution of accumulated assets. The correct distribution method will help to ensure that your retirement savings last beyond your lifetime with minimum shrinkage from taxes. From premature distribution options that allow access to retirement assets prior to age 59 ½ , to products intended to provide stable monthly payments for retirement, distribution planning is paramount to a successful retirement plan.
The Axial Company is a privately-held, independent financial services firm specializing in wealth management, corporate employee benefits, and insurance. Our integrated approach to serving the needs of our clients on a wide array of business and personal matters enables our clients to seamlessly interact with us across all divisions; Axial Financial Group LLC, Axial Benefits Group LLC, and Axial Insurance Group LLC.
[fa icon="caret-right"] Wealth Management
Accumulation
Risk Management
Taxation
Business Planning
Retirement Planning
Estate Planning
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Group Purchasing Coalitions
Corporate Health Insurance
Corporate 401(k) Plans
Executive Benefits
Executive Wealth Management
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Professional (E&O) Insurance
Workers' Compensation
D&O Liability Insurance
General Liability
Auto (Fleet) Insurance
Burlington, MA
5 Burlington Woods
Burlington, MA
01803
888-408-6937
AFG 781-273-1400
ABG 781-273-1425
info@axialfg.com
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Hyannis, MA
540 Main Street
Hyannis, MA
02601
508-771-4992
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Marina Bay-Quincy, MA
304 Victory Road, Suite 300
Quincy, MA
01803
888-408-6937
617-934-0974
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